Payment Blueprints
Checkout, invoicing, POS, and financial transaction blueprints.
| Blueprint | Description | Version |
|---|---|---|
| Cart Checkout | Shopping cart and checkout flow with stock reservation, guest cart merge, multi-step checkout, tax, promo codes, and order placement. | 1.0.0 |
| Cloud Emv Kernel | Server-side EMV L2 kernel — processes SPoC-forwarded card data from thin-client terminals; handles chip/tap/stripe authorization, tokenisation, PIN verification | 1.0.0 |
| Currency Conversion | Convert amounts between currencies using live or cached exchange rates | 1.0.0 |
| Dispute Management | Payment dispute and chargeback lifecycle — initiation, evidence collection, investigation, and resolution for PayShap and card transactions | 1.0.0 |
| Driver Earnings Payouts | Track driver earnings per trip, manage payout schedules, and process driver compensation | 1.0.0 |
| Fraud Detection | Real-time transaction fraud detection with risk scoring, velocity checks, anomaly detection, and auto-blocking for payment terminals | 1.0.0 |
| Invoicing Payments | Invoicing and payment lifecycle: customer invoices, vendor bills, credit notes, receipts, payment registration, multi-currency, and follow-up. | 1.0.0 |
| Loyalty Coupons | Loyalty and promotion engine supporting points, coupons, gift cards, discount codes, buy-X-get-Y offers, e-wallets, and next-order rewards. | 1.0.0 |
| Multi Currency Exchange | Manage exchange rates, perform multi-currency transactions, and revalue accounts for unrealized foreign exchange gains and losses | 1.0.0 |
| Palm Pay | Palm vein biometric payment — link palm template to payment proxy for hands-free real-time payments | 1.0.0 |
| Payment Methods | Saved payment methods with card tokenization, add/remove/set default, Luhn validation, expiry monitoring, and digital wallet support. | 1.0.0 |
| Payment Processing | Process incoming, outgoing, and internal transfer payments with multi-currency support, reference allocation, and automatic reconciliation | 1.0.0 |
| Pos Core | Point-of-sale system managing sales sessions, product orders, payment processing, cash register operations, receipt generation, and accounting integration. | 1.0.0 |
| Pricing Rules Promotions | Define and apply pricing rules, discount schemes, and promotional offers with priority-based conflict resolution, cumulative tracking, and free item support | 1.0.0 |
| Rail Registry | Pluggable RailAdapter registry — admin API to add/swap rails, routing policy engine that selects a rail per payment by amount/region/merchant | 1.0.0 |
| Refunds Returns | Refund processing and return merchandise management with reason codes, approval workflow, partial/full refunds, and restocking. | 1.0.0 |
| Sales Purchase Invoicing | Create, submit, and manage sales and purchase invoices with double-entry accounting, tax calculation, returns, and credit limit enforcement | 1.0.0 |
| Shipping Calculation | Shipping rate calculation with zone-based pricing, dimensional weight, free shipping thresholds, carrier quotes, and delivery estimation. | 1.0.0 |
| Subscription Billing | Recurring subscription lifecycle with plan tiers, billing cycles, trials, proration, dunning retries, and cancellation handling. | 1.0.0 |
| Terminal Enrollment | At-terminal palm vein enrollment — walk-up registration with OTP verification and payment proxy linking | 1.0.0 |
| Terminal Offline Queue | Offline transaction queuing for payment terminals — risk-limited queuing with automatic flush on reconnect | 1.0.0 |
| Terminal Payment Flow | Payment terminal transaction orchestration — amount entry, method selection (palm or card), payment execution, and digital receipt delivery | 1.0.0 |
| Terminal Thin Client | Android thin-client payment terminal — base UI + palm-vein capture with on-device 1:N match + card reader SPoC passthrough + PGW API client; no rail SDKs or EMV kernel on-device | 1.0.0 |
| Trip Billing Invoicing | Calculate and manage trip-based billing, service rates, and invoice generation for completed deliveries | 1.0.0 |